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Apr. 3rd, 2008 07:32 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
stormdogI got panicky last night about the possible new car when I realized that I was going to have to get comprehensive and collision insurance on it as a condition of financing. I've never had that coverage on anything and it just hadn't occurred to me until I called Carmax and went over terms again to make sure I had everything.
I called my current insurer, Progressive, to get a quote with the new vehicle, but all they could give me was the increase prorated for the last two months of my current policy. They said that they would be unable to give me a quote for the rate on my renewal until May since they weren't calculating rates for that time yet.
Now I'm right back to that financial uncertainty again. It's all adding up to rather more money than I was expecting and I'm once again thinking about just buying something older and cheaper for cash and being done with it all. It's just frustrating to think of all that money going to car payments and insurance instead of into my savings account. Gah.
My dad and I looked at one of those insurance comparison websites and I'm going to try calling a couple other companies and see if I can get quotes based on Andrea and my info, and the two cars we'd have. If my current company can't give me the info I want, maybe another one can. The online quotes were rather less than I'm paying now, too, so maybe I can get something better, which would make me fell a little better about the Aveo. Strangely, one of the two quotes that were significantly lower than my current rate was from Progressive, the company I'm already with. Perhaps I didn't have all my information plugged in right. We'll see I suppose. Waiting longer and looking for a used Metro or Civic is looking more attractive.
Either way, I have to decide today or tomorrow. The Aveo is being driven to the Kenosha lot and will arrive either today or tomorrow, at which point I have to go test drive it and decide what I'm doing.
I called my current insurer, Progressive, to get a quote with the new vehicle, but all they could give me was the increase prorated for the last two months of my current policy. They said that they would be unable to give me a quote for the rate on my renewal until May since they weren't calculating rates for that time yet.
Now I'm right back to that financial uncertainty again. It's all adding up to rather more money than I was expecting and I'm once again thinking about just buying something older and cheaper for cash and being done with it all. It's just frustrating to think of all that money going to car payments and insurance instead of into my savings account. Gah.
My dad and I looked at one of those insurance comparison websites and I'm going to try calling a couple other companies and see if I can get quotes based on Andrea and my info, and the two cars we'd have. If my current company can't give me the info I want, maybe another one can. The online quotes were rather less than I'm paying now, too, so maybe I can get something better, which would make me fell a little better about the Aveo. Strangely, one of the two quotes that were significantly lower than my current rate was from Progressive, the company I'm already with. Perhaps I didn't have all my information plugged in right. We'll see I suppose. Waiting longer and looking for a used Metro or Civic is looking more attractive.
Either way, I have to decide today or tomorrow. The Aveo is being driven to the Kenosha lot and will arrive either today or tomorrow, at which point I have to go test drive it and decide what I'm doing.
