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May. 7th, 2007 09:44 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
stormdogI haven't made it to writing about the weekend yet. Sunday I was too busy enjoying my time with my mate, and today I've been too busy getting organized again.
I've been terribly lazy, financially speaking. It's been some time since Andre and I have both been at good jobs and have been doing fairly well, but I have yet to construct any sort of budget or open a savings account. This was understandable through most of last year when we barely had enough to get by at time, but this year I need to be more *shudder* responsible.
I just went through my bills and paid the ones I can find information on. I have a rough idea of what comes in and what goes out on a monthly basis. I have to figure out who all I owe money to now and start paying them off. That's probably what the state tax refund will go to once I get it. If I can make it to the bank this weekend, I may open a savings account. I guess it depends on what the minimum balance is. If it's $500 or $1000, I may have to wait a month or so.
Does anyone out there have good information on how to figure out who all of your creditors are? I signed up for a free credit report service, but not only did I apparently miss an opt-out somewhere and get charged a $12.95 fee for (I called them up at work and canceled the service), but they said that my credit was okay and there was nothing of significance on my report. This is not corroborated by having been unable to get financing for the purchase of something as small as a king mattress and box-spring due to poor credit.
I'm even adding reminders to my Google calendar about when my bills are due so I can jump online and pay them (or, in the case of my student loan, write a check since they don't take online payments). I'm sure that Google calendar will be a wonderful organizational tool for me if I can only get myself in the habit of using it.
I started to get online to cancel my PlayOnline account for Final Fantay XI. I couldn't because the screen opens up on my second monitor which, at the moment, is not connected. Oops; I'll get it tomorrow.
Canceling my account actually makes me rather sad. I bought the game well on to three years ago when I was living in Michigan. Both my brothers were playing, and my mom (![[livejournal.com profile]](https://www.dreamwidth.org/img/external/lj-userinfo.gif)
farm_cat) was interested, so I even bought her a copy. I thought that it would be a way to be social with them. I was missing my family terribly and kept trying to think of ways to so things with them. It didn't quite work out though. Either our schedules never meshed, or we just didn't play very much. I think I only played with my mom two or three times in the course of having the game. The older of my two brothers has stopped playing, and the younger, akreaveter, doesn't play much anymore either.
I was so excited about this game when I first got it. I was a rabid fan of the Final Fantasy series, and this one looked so beautiful! And it was! I created a cute cat-girl to explore the world with, but somehow I just never really got into it. To cancel my account now has the feel of closing forever the cover of a book filled with wonder and promise that I'm never going to experience. I guess that's a large part of why I've kept paying the montly fee for years, yet have only spent two or three hours in the game over that whole span.
*sighs* I just can't seem to get into multi-player online games. I've tried Ultima Online, Everquest, Final Fantasy XI, and City of Heroes, and I've tried to get wrapped up in them like I used to get wrapped up in the good old Nintendo classics. I've really tried. I just keep failing to do it. I don't know; it's just frustrating, and thinking about it tonight makes me kind of melancholy.
On the other hand, I'm so very, very glad that online stuff is not my only social outlet. Saturday made that abundantly clear! I'll write more about the weekend later, but thank you all who made Saturday such a reaffirming experience!
Thank you all for being my friends, my friends. You are truly valued.
I've been terribly lazy, financially speaking. It's been some time since Andre and I have both been at good jobs and have been doing fairly well, but I have yet to construct any sort of budget or open a savings account. This was understandable through most of last year when we barely had enough to get by at time, but this year I need to be more *shudder* responsible.
I just went through my bills and paid the ones I can find information on. I have a rough idea of what comes in and what goes out on a monthly basis. I have to figure out who all I owe money to now and start paying them off. That's probably what the state tax refund will go to once I get it. If I can make it to the bank this weekend, I may open a savings account. I guess it depends on what the minimum balance is. If it's $500 or $1000, I may have to wait a month or so.
Does anyone out there have good information on how to figure out who all of your creditors are? I signed up for a free credit report service, but not only did I apparently miss an opt-out somewhere and get charged a $12.95 fee for (I called them up at work and canceled the service), but they said that my credit was okay and there was nothing of significance on my report. This is not corroborated by having been unable to get financing for the purchase of something as small as a king mattress and box-spring due to poor credit.
I'm even adding reminders to my Google calendar about when my bills are due so I can jump online and pay them (or, in the case of my student loan, write a check since they don't take online payments). I'm sure that Google calendar will be a wonderful organizational tool for me if I can only get myself in the habit of using it.
I started to get online to cancel my PlayOnline account for Final Fantay XI. I couldn't because the screen opens up on my second monitor which, at the moment, is not connected. Oops; I'll get it tomorrow.
Canceling my account actually makes me rather sad. I bought the game well on to three years ago when I was living in Michigan. Both my brothers were playing, and my mom (
farm_cat) was interested, so I even bought her a copy. I thought that it would be a way to be social with them. I was missing my family terribly and kept trying to think of ways to so things with them. It didn't quite work out though. Either our schedules never meshed, or we just didn't play very much. I think I only played with my mom two or three times in the course of having the game. The older of my two brothers has stopped playing, and the younger, akreaveter, doesn't play much anymore either. I was so excited about this game when I first got it. I was a rabid fan of the Final Fantasy series, and this one looked so beautiful! And it was! I created a cute cat-girl to explore the world with, but somehow I just never really got into it. To cancel my account now has the feel of closing forever the cover of a book filled with wonder and promise that I'm never going to experience. I guess that's a large part of why I've kept paying the montly fee for years, yet have only spent two or three hours in the game over that whole span.
*sighs* I just can't seem to get into multi-player online games. I've tried Ultima Online, Everquest, Final Fantasy XI, and City of Heroes, and I've tried to get wrapped up in them like I used to get wrapped up in the good old Nintendo classics. I've really tried. I just keep failing to do it. I don't know; it's just frustrating, and thinking about it tonight makes me kind of melancholy.
On the other hand, I'm so very, very glad that online stuff is not my only social outlet. Saturday made that abundantly clear! I'll write more about the weekend later, but thank you all who made Saturday such a reaffirming experience!
Thank you all for being my friends, my friends. You are truly valued.
